Residential Mortgages

Purchasing a home is one of the biggest decisions you'll make in life. Turn to our experienced mortgage lenders to help simplify things.


  Apply Today!
  1. Home
  2. Residential Mortgages

Whether you're looking to purchase your first home, refinance, or upgrade to a bigger house, Brentwood Bank has you covered.

Features:

  • Fast, flexible decision making 
  • Up to 30-year term 
  • Locked-in rate at time of application 
  • Competitive fixed and adjustable rates 
  • Convenient automatic payment options 
  • Escrow accounts to spread property taxes and insurance over 12 monthly payments
  • Bridge loan option: short-term financing to bridge the gap between the purchase of a new home and the sale of your current home 
Mortgage Payment Calculator

Apply Now

Mortgage Rates

Conventional Single Family Owner-Occupied
Term

30 Year

 Interest Rate

6.250%

 Monthly Payment

$1,539.29

 APR*

6.334%
Term

20 Year

 Interest Rate

6.125%

 Monthly Payment

$1,809.15

 APR*

6.203%
Term

15 Year

 Interest Rate

5.750%

 Monthly Payment

$2,076.03

 APR*

5.887%
* APRs (Annual Percentage Rates) and monthly payments are based on a $250,000 loan, 20% down and 15 days prepaid interest. Payment examples do not include taxes or insurance, therefore your actual housing obligations will be greater. Property insurance is required and flood insurance may be required. Consult with a tax advisor to determine whether the interest you pay is tax deductible. APRs are accurate as of 10/27/2025 and are subject to change without notice. Approval is subject to Brentwood Bank Underwriting Guidelines. 

Other interest rates available. Call your nearest Brentwood Bank Office for details.

Still Researching?

We're here to help with resources to inform your decisions.

Mortgage Calculator

Use Calculator

Home Loan Toolkit

Download

Consumer Handbook on Adjustable Rate Mortgage

Download

Check NMLS Status

Brentwood Bank Lending Professionals are registered with the Nationwide Mortgage Licensing System and Registry (NMLS). Verify the status of your loan originator with this free service.

Read More

How To Apply

Our online application process makes it simple.

1

Complete your online application on any device

2

Stay informed throughout the borrowing process

  • Our Brentwood Bank lending professionals will walk you through the entire process. 
3

Securely upload and eSign documents

Need help with your application? Reach out to our professional mortgage lenders.

Contact a Lending Specialist