Residential Mortgages

Purchasing a home is one of the biggest decisions you'll make in life. Turn to our experienced mortgage lenders to help simplify things.


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Whether you're looking to purchase your first home, refinance, or upgrade to a bigger house, Brentwood Bank has you covered.

Features:

  • Fast, flexible decision making 
  • Up to 30-year term 
  • Locked-in rate at time of application 
  • Competitive fixed and adjustable rates 
  • Convenient automatic payment options 
  • Escrow accounts to spread property taxes over 12 monthly payments 
Mortgage Calculator

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Mortgage Rates

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Conventional Single Family Owner-Occupied
Term30 Year Interest Rate6.250% Points+1 Monthly Payment$615.72 APR*6.448%
Term30 Year Interest Rate6.500% Points+0 Monthly Payment$632.07 APR*6.603%
Term25 Year Interest Rate6.250% Points+1 Monthly Payment$659.67 APR*6.473%
Term25 Year Interest Rate6.500% Points+0 Monthly Payment$675.21 APR*6.615%
Term20 Year Interest Rate6.000% Points+1 Monthly Payment$716.43 APR*6.260%
Term20 Year Interest Rate6.250% Points+0 Monthly Payment$730.93 APR*6.351%
Term15 Year Interest Rate5.750% Points+1 Monthly Payment$830.41 APR*6.074%
Term15 Year Interest Rate6.000% Points+0 Monthly Payment$843.86 APR*6.167%
Term10 Year Interest Rate5.750% Points+1 Monthly Payment$1,097.69 APR*6.210%
Term10 Year Interest Rate6.000% Points+0 Monthly Payment$1,110.21 APR*5.236%
* APR (Annual Percentage Rate) based on $100,000 loan amount and 15 days prepaid interest with a maximum loan to value of 80%.  Higher loan to values will require private mortgage insurance.
Above rates are for the purchase or refinance of first lien, owner occupied residential property in Brentwood Bank market areas. All applications are subject to approval under Brentwood Bank’s underwriting guidelines and collateral requirements.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
APRs are accurate as of 5/26/2023 and are subject to change without notice.
Property insurance is required and flood insurance may be required.
Consult with a tax advisor to determine whether the interest you pay is tax deductible. 
Payment examples do not include amounts for taxes and insurance premiums. Therefore, your actual payment will be greater.
 
Adjustable Rate Mortgage
First Payment Term1 Year Initial Rate6.125% APR*8.283% Points0 Remaining Term Annual AdjustmentIndex + 2.75*
First Payment Term3 Year Initial Rate6.125% APR*7.888% Points0 Remaining Term Annual AdjustmentIndex + 2.75*
First Payment Term5 Year Initial Rate6.125% APR*7.567% Points0 Remaining Term Annual AdjustmentIndex + 2.75*
*APR (Annual Percentage Rate) based on $100,000 loan amount and 15 days prepaid interest with maximum loan to value of 80%.  Higher loan to values will require private mortgage insurance.
Above rates are for the purchase or refinance of first lien, owner occupied residential property in Brentwood Bank market areas. All applications are subject to approval under Brentwood Bank’s underwriting guidelines and collateral requirements.
APRs are accurate as of 5/26/2023 and are subject to change without notice.
The index on which your rate will adjust is the weekly average yield on US Treasury Securities adjusted to a constant maturity of 1 year as made available by the Federal Reserve Board.
The index value as of 5/26/2023 is 5.59%.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
Property insurance is required and flood insurance may be required.
Payment examples do not include amounts for taxes and insurance premiums. Therefore, your actual payment will be greater.
Consult with a tax advisor to determine whether the interest you pay is tax deductible. 

Still Researching?

We're here to help with resources to inform your decisions.
December 30, 2022

Home Loan Toolkit

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Consumer Handbook on Adjustable Rate Mortgage

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Mortgage Calculator

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Mortgage Loan Originators

Find a lending specialist who can help get the right mortgage or home equity loan for you.

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How To Apply

Our online application process makes it simple.

1

Complete your online application on any device

2

Stay informed throughout the borrowing process

  • Our Brentwood Bank lending professionals will walk you through the entire process. 
3

Securely upload and eSign documents

Need help with your application? Reach out to our professional mortgage lenders.