Residential Mortgages

* APR (Annual Percentage Rate) based on $100,000 loan amount, 15 days prepaid interest with a maximum loan to value of 80%, and a credit score of 740 or better. Higher loan to values will require private mortgage insurance.
Conventional mortgage loan is defined as a loan value of $726,200 or lower.
Above rates are indications only and reflect a 60 day lock period for the purchase or no cash-out refinance of first lien, owner occupied residential property in Brentwood Bank market areas. All applications are subject to approval under Brentwood Bank’s underwriting guidelines and collateral requirements.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
APRs are accurate as of 11/3/2023 and are subject to change without notice.
Property insurance is required and flood insurance may be required.
Consult with a tax advisor to determine whether the interest you pay is tax deductible. 
Payment examples do not include amounts for taxes and insurance premiums. Therefore, your actual payment will be greater.
Please contact your mortgage loan officer for investment properties, second home and condominiums for current interest rate and terms.
 

*APR (Annual Percentage Rate) based on $100,000 loan amount and 15 days prepaid interest with maximum loan to value of 80%.  Higher loan to values will require private mortgage insurance.
Above rates are for the purchase or refinance of first lien, owner occupied residential property in Brentwood Bank market areas. All applications are subject to approval under Brentwood Bank’s underwriting guidelines and collateral requirements.
APRs are accurate as of 11/3/2023 and are subject to change without notice.
The index on which your rate will adjust is the weekly average yield on US Treasury Securities adjusted to a constant maturity of 1 year as made available by the Federal Reserve Board.
The index value as of 10/10/2023 is 5.36%.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
Property insurance is required and flood insurance may be required.
Payment examples do not include amounts for taxes and insurance premiums. Therefore, your actual payment will be greater.
Consult with a tax advisor to determine whether the interest you pay is tax deductible.