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Features:
| Term | Interest Rate | Points | Monthly Payment | APR* |
|---|---|---|---|---|
| Term30 Year | Interest Rate6.125% | Points+1 | Monthly Payment$607.61 | APR*6.322% |
| Term30 Year | Interest Rate6.250% | Points+0 | Monthly Payment$615.72 | APR*6.351% |
| Term25 Year | Interest Rate6.000% | Points+1 | Monthly Payment$644.30 | APR*6.221% |
| Term25 Year | Interest Rate6.125% | Points+0 | Monthly Payment$651.96 | APR*6.238% |
| Term20 Year | Interest Rate5.875% | Points+1 | Monthly Payment$709.24 | APR*6.134% |
| Term20 Year | Interest Rate6.000% | Points+0 | Monthly Payment$716.43 | APR*6.102% |
| Term15 Year | Interest Rate5.375% | Points+1 | Monthly Payment$810.47 | APR*5.696% |
| Term15 Year | Interest Rate5.500% | Points+0 | Monthly Payment$817.08 | APR*5.664% |
| Term10 Year | Interest Rate5.375% | Points+1 | Monthly Payment$1,079.08 | APR*5.832% |
| Term10 Year | Interest Rate5.500% | Points+0 | Monthly Payment$1,085.26 | APR*5.734% |
| First Payment Term | Initial Rate | APR* | Points | Remaining Term Annual Adjustment |
|---|---|---|---|---|
| First Payment Term1 Year | Initial Rate6.000% | APR*7.485% | Points0 | Remaining Term Annual AdjustmentIndex + 2.75* |
| First Payment Term3 Year | Initial Rate6.000% | APR*7.227% | Points0 | Remaining Term Annual AdjustmentIndex + 2.75* |
| First Payment Term5 Year | Initial Rate6.000% | APR*7.013% | Points0 | Remaining Term Annual AdjustmentIndex + 2.75* |
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Above rates are for the purchase or refinance of first lien, owner occupied residential property in Brentwood Bank market areas. All applications are subject to approval under Brentwood Bank’s underwriting guidelines and collateral requirements.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
APRs are accurate as of 1/31/2023 and are subject to change without notice.
Property insurance is required and flood insurance may be required.
Consult with a tax advisor to determine whether the interest you pay is tax deductible.
Payment examples do not include amounts for taxes and insurance premiums. Therefore, your actual payment will be greater.