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Residential Mortgages

Purchasing a home is one of the biggest decisions you'll make in life. Turn to our experienced mortgage lenders to help simplify things.


  Apply Today!

Whether you're looking to purchase your first home, refinance, or upgrade to a bigger house, Brentwood Bank has you covered.

Features:

  • Fast, flexible decision making 
  • Up to 30-year term 
  • Locked-in rate at time of application 
  • Competitive fixed and adjustable rates 
  • Convenient automatic payment options 
  • Escrow accounts to spread property taxes over 12 monthly payments 
Mortgage Calculator

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Conventional Single Family Owner-Occupied
Term30 Year Interest Rate3.000% Points+1 Monthly Payment$421.60 APR*3.14%
Term  Interest Rate3.125% Points+0 Monthly Payment$428.38 APR*3.19%
Term20 Year Interest Rate2.875% Points+1 Monthly Payment$548.36 APR*3.07%
Term  Interest Rate3.000% Points+0 Monthly Payment$554.60 APR*3.09%
Term15 Year Interest Rate2.625% Points+1 Monthly Payment$672.69 APR*2.88%
Term  Interest Rate2.750% Points+0 Monthly Payment$678.62 APR*2.86%
* APR (Annual Percentage Rate) based on $100,000  loan amount and 15 days prepaid interest with a maximum loan to value of 80%.  Higher loan to values will require private mortgage insurance.
Above rates are for the purchase or refinance of first lien, owner occupied residential property in Brentwood Bank market areas. Rates may be adjusted to reflect underwriting risk. All applications are subject to approval under Brentwood Bank’s underwriting guidelines and collateral requirements.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
Mortgages over $510,400 call for rate.
Payments do not include amounts for taxes and insurance premiums. Your actual payment will be greater.
 
Adjustable Rate Mortgage
First Payment Term1 Year Initial Rate2.750% APR*2.953% Points0 Remaining Term Annual AdjustmentIndex + 2.75*
First Payment Term3 Year Initial Rate3.000% APR*3.455% Points0 Remaining Term Annual AdjustmentIndex + 2.75*
First Payment Term5 Year Initial Rate3.000% APR*3.005% Points0 Remaining Term Annual AdjustmentIndex + 2.75*
*APR (Annual Percentage Rate) based on $100,000 loan amount and 15 days prepaid interest with maximum loan to value of 80%.  Higher loan to values will require private mortgage insurance.
Above rates are for the purchase or refinance of first lien, owner occupied residential property in Brentwood Bank market areas. All applications are subject to approval under Brentwood Bank’s underwriting guidelines and collateral requirements.
The index on which your rate will adjust is the weekly average yield on US Treasury Securities adjusted to a constant maturity of 1 year as made available by the Federal Reserve Board.
The index value as of 08/10/2020 is 0.13%.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
Mortgages over $510,400 call for rate.

Still Researching?

We're here to help with resources to inform your decisions.
May 13, 2020

Home Loan Toolkit

May 12, 2020

Consumer Handbook on Adjustable Rate Mortgage

May 12, 2020

Mortgage Calculator

April 21, 2020

Mortgage Loan Originators

Homeowners talk about Brentwood Bank's simple mortgage process

The approval process was quick, efficient, and painless. We feel like we are treated more like family or business partners when we interact with Brentwood Bank.

Gary & Margie C.

Brentwood Bank Clients

How To Apply

Our online application process makes it simple.

1

Complete your online application on any device

2

Stay informed throughout the borrowing process

  • Our Brentwood Bank lending professionals will walk you through the entire process. 
3

Securely upload and eSign documents

Need help with your application? Reach out to our professional mortgage lenders.