Interest Rates

Rates may change after account is opened. Rates accurate as of 10/9/2025.
Fees may reduce earnings.
¹ Annual Percentage Yields (APY) are based upon daily balance.
² To earn rewards, simply perform the following activities and transactions in your Interest Rewards Checking account each monthly qualification cycle:

• Have at least 12 debit card purchases (each in the amount of at least $5.00) post and settle to your account.
• Be enrolled in online banking, and be enrolled in and agree to receive eStatements.

³ Legacy Checking available to individuals age 62+.

Rates may change after account is opened. Rates accurate as of 10/9/2025.
Fees may reduce earnings.
¹ Annual Percentage Yields (APY) are based upon daily balance.
² Requires $5,000 in new money not currently on deposit at Brentwood Bank. You must maintain $5,000 in the account each day to obtain the disclosed annual percentage yield.
³ To earn rewards, simply perform the following activities and transactions in your Interest Rewards Checking account each monthly qualification cycle:

• Have at least 12 debit card purchases (each in the amount of at least $5.00) post and settle to your account.
• Be enrolled in online banking, and be enrolled in and agree to receive eStatements.

⁴ Must have Interest Rewards Checking or Cash Back Rewards Checking to enroll in Interest Rewards Saver.
⁵ Minimum balance to open an account is $50. Annual Percentage Yields (APY) are based upon daily balance. Balances up to $1,000 earn 5.00% APY. Balances greater than $1,000 and up to $20,000 earn 2.00% APY, resulting in a range from 5.00% to 2.15% APY, depending on the account’s balance.

Rates may change after account is opened. Rates accurate as of 10/9/2025.
Fees may reduce earnings.
¹ Annual Percentage Yields (APY) are based upon daily balance.
² Requires $25,000 in new funds not currently on deposit at Brentwood Bank.
³ When requirements are met. Customers are eligible for the disclosed APY when they maintain a minimum balance of $25,000 in the account each day and open and maintain a Select Checking account. If requirements are not met, the rate and APY for the entire balance in the account will be 0%. The minimum balance to open the Select Money Market account is $25,000 in new funds not currently on deposit with Brentwood Bank. The minimum to open a Select Checking account is $50.00. The monthly service charge is $25. Avoid the Select Checking monthly service charge by maintaining an average monthly balance of $2,500 or direct depositing $1,500 to the account during the statement period. Select Money Market Rate and APY are based on the effective fed funds rate published by the Federal Reserve Bank minus a margin of 0.75%. Rates and APYs may vary and may change after account opening. Fees could reduce earnings. Offer may be extended, modified or discontinued at any time.

Fees may reduce earnings.
* APYs accurate as of 10/9/2025. The minimum required to open this account and receive the APY is $2,000. APY = Annual Percentage Yield. CDs with balance at maturity between $250.00 & $1,999.99 will renew at the comparable PassCard APY; CDs with balance at maturity below $250.00 will renew at 0%. Penalties may be imposed for early withdrawal. 

* The APRs are not available for the refinance of an existing Brentwood Bank loan, line or mortgage.
Home Equity Loan and Lines of Credit must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 89.9% or less.
Property insurance is required and flood insurance may be required.
APRs and monthly payments are based on a $50,000.00 loan.
Payment examples do not include taxes or insurance. Therefore, your actual housing obligation will be greater.
Consult with a tax advisor to determine whether the interest you pay is tax deductible. 
APRs are accurate as of 10/9/2025 and are subject to change without notice. 
Approval is subject to Brentwood Bank underwriting guidelines. 
Appraisal Fee ranging from $525 to $640 may be required.
Application fee is $150.

^ Interest paid only on the amount utilized during the draw period. 
APR is based on WSJ Prime Rate, which may increase after account opening. 
APR is accurate as of 10/9/2025 and subject to change without notice.
Maximum APR for variable Lines of Credit is 18%.
Home Equity Loan and Lines of Credit must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 89.9% or less.
Property insurance is required and flood insurance may be required. Consult with a tax advisor to determine whether the interest you pay is tax deductible.
10-Year Draw Period. 15-Year Repayment Term.
Approval is subject to Brentwood Bank underwriting guidelines.
$50 annual fee required.
Appraisal Fee ranging from $330 to $610 may be required.
Application fee is $150.

  
 

*APR (Annual Percentage Rate) is based on $5,000 loan
Minimum loan amount $1,000; maximum loan amount $50,000.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
APRs are accurate as of 10/9/2025 and are subject to change without notice.