6/21/2022
Rates are subject to change without notice.
Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY1 |
---|---|---|---|
Account NameInterest Rewards Checking2 | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$0 - $25,000 Over $25,000 All balances if qualifications not met |
APY11.05% 1.05% - 0.45% 0.05% |
Account NameLegacy Checking | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$1 | APY10.05% |
Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY1 |
Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY1 |
---|---|---|---|
Account NameStatement Savings | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$250 | APY10.05% |
Account NameInterest Rewards Saver2,3 | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$0 - $50,000 Over $50,000 All balances if qualifications not met |
APY10.50% 0.50% - 0.375% 0.05% |
Account NamePassCard Savings | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$250 | APY10.05% |
Account NameHoliday Club Savings | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$250 | APY10.05% |
Account NameKids Looney Tunes Savings Club | Minimum to Open$1 | Minimum Daily Balance to Earn Interest$50 | APY10.05% |
Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY1 |
---|---|---|---|
Account NamePremier Money Market | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$1 $75,000 |
APY10.10% 0.15% |
Account NameChoice Money Market2 | Minimum to Open$25,000 | Minimum Daily Balance to Earn Interest$25,000 $100,001 $250,001 |
APY10.15% 0.20% 0.25% |
Term | Minimum Deposit | CD APY* | IRA APY* |
---|---|---|---|
Term10 Year | Minimum Deposit$2,000 | CD APY*1.50% | IRA APY*1.50% |
Term7 Year | Minimum Deposit$2,000 | CD APY*1.25% | IRA APY*1.25% |
Term5 Year | Minimum Deposit$2,000 | CD APY*1.00% | IRA APY*1.00% |
Term4 Year | Minimum Deposit$2,000 | CD APY*0.40% | IRA APY*0.40% |
Term3 Year | Minimum Deposit$2,000 | CD APY*0.35% | IRA APY*0.35% |
Term30 Month | Minimum Deposit$2,000 | CD APY*0.65% | IRA APY*0.65% |
Term24 Month | Minimum Deposit$2,000 | CD APY*0.30% | IRA APY*0.30% |
Term19 Month | Minimum Deposit$10,000 ^ | CD APY*1.00% | IRA APY*1.00% |
Term18 Month | Minimum Deposit$2,000 | CD APY*0.30% | IRA APY*0.30% |
Term12 Month | Minimum Deposit$2,000 | CD APY*0.25% | IRA APY*0.25% |
Term9 Month | Minimum Deposit$2,000 | CD APY*0.20% | IRA APY*0.20% |
Term6 Month | Minimum Deposit$2,000 | CD APY*0.20% | IRA APY*0.20% |
Term3 Month | Minimum Deposit$2,000 | CD APY*0.10% | IRA APY*0.10% |
Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY* |
---|---|---|---|
Account NamePremier Business Interest Checking | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$0 - $25,000 $25,001 - $75,000 Over $75,000 |
APY*0.05% 0.05% - 0.08% 0.08% - 0.17% |
Term | Interest Rate | Monthly Payment ($50,000 Loan) | APR* |
---|---|---|---|
Term36 Months | Interest Rate4.375% | Monthly Payment ($50,000 Loan)$1,484.55 | APR*4.776% |
Term60 Months | Interest Rate4.500% | Monthly Payment ($50,000 Loan)$932.15 | APR*4.747% |
Term84 Months | Interest Rate4.625% | Monthly Payment ($50,000 Loan)$697.92 | APR*4.805% |
Term120 Months | Interest Rate4.750% | Monthly Payment ($50,000 Loan)$524.24 | APR*4.880% |
Term180 Months | Interest Rate4.990% | Monthly Payment ($50,000 Loan)$395.14 | APR*5.081% |
Term | Interest Rate | Monthly Payment ($50,000 Loan) | APR* |
---|---|---|---|
Term36 Months | Interest Rate4.625% | Monthly Payment ($50,000 Loan)$1,490.14 | APR*5.026% |
Term60 Months | Interest Rate4.750% | Monthly Payment ($50,000 Loan)$937.85 | APR*4.998% |
Term84 Months | Interest Rate4.875% | Monthly Payment ($50,000 Loan)$703.76 | APR*5.056% |
Term120 Months | Interest Rate5.000% | Monthly Payment ($50,000 Loan)$530.33 | APR*5.131% |
Term180 Months | Interest Rate5.250% | Monthly Payment ($50,000 Loan)$401.94 | APR*5.342% |
Variable Interest Rate | Payments | APR* |
---|---|---|
Variable Interest RateWall Street Journal (WSJ) Prime | PaymentsMonthly - Interest Only | APR*4.75% |
Term | Interest Rate | Monthly Payment | APR* |
---|---|---|---|
Term36 Months | Interest Rate9.990% | Monthly Payment$161.31 | APR*9.990% |
Term48 Months | Interest Rate9.990% | Monthly Payment$126.79 | APR*9.990% |
Term60 Months | Interest Rate9.990% | Monthly Payment$106.21 | APR*9.990% |
Term | Interest Rate | Points | Monthly Payment | APR* |
---|---|---|---|---|
Term30 Year | Interest Rate5.750% | Points+1 | Monthly Payment$583.57 | APR*5.942% |
Term30 Year | Interest Rate5.875% | Points+0 | Monthly Payment$591.54 | APR*5.974% |
Term25 Year | Interest Rate5.625% | Points+1 | Monthly Payment$621.57 | APR*5.842% |
Term25 Year | Interest Rate5.750% | Points+0 | Monthly Payment$629.11 | APR*5.861% |
Term20 Year | Interest Rate5.500% | Points+1 | Monthly Payment$687.89 | APR*5.755% |
Term20 Year | Interest Rate5.625% | Points+0 | Monthly Payment$694.97 | APR*5.756% |
Term15 Year | Interest Rate4.750% | Points+1 | Monthly Payment$777.83 | APR*5.065% |
Term15 Year | Interest Rate4.875% | Points+0 | Monthly Payment$784.30 | APR*5.037% |
Term10 Year | Interest Rate4.625% | Points+1 | Monthly Payment$1,042.42 | APR*5.075% |
Term10 Year | Interest Rate4.750% | Points+0 | Monthly Payment$1,048.48 | APR*4.981% |
Term | Rate | APR* |
---|---|---|
Term30 Year | Rate6.000% | APR*6.014% |
Term15 Year | Rate5.000% | APR*5.023% |
First Payment Term | Initial Rate | APR* | Points | Remaining Term Annual Adjustment |
---|---|---|---|---|
First Payment Term1 Year | Initial Rate4.750% | APR*5.204% | Points0 | Remaining Term Annual AdjustmentIndex + 2.75* |
First Payment Term3 Year | Initial Rate5.125% | APR*5.235% | Points0 | Remaining Term Annual AdjustmentIndex + 2.75* |
First Payment Term5 Year | Initial Rate5.250% | APR*5.281% | Points0 | Remaining Term Annual AdjustmentIndex + 2.75* |
Fees may reduce earnings.
1 Annual Percentage Yields (APY) are based upon daily balance.
2 To earn rewards, simply perform the following activities and transactions in your Interest Rewards Checking account each monthly qualification cycle: