1/31/2023
Rates are subject to change without notice.
Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY1 |
---|---|---|---|
Account NameInterest Rewards Checking2 | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$0 - $25,000 Over $25,000 All balances if qualifications not met |
APY11.05% 1.05% - 0.45% 0.05% |
Account NameLegacy Checking3 | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$1 | APY10.05% |
Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY1 |
Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY1 |
---|---|---|---|
Account NameStatement Savings | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$250 | APY10.05% |
Account NameInterest Rewards Saver2,3 | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$0 - $50,000 Over $50,000 All balances if qualifications not met |
APY10.50% 0.50% - 0.375% 0.05% |
Account NamePassCard Savings | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$250 | APY10.05% |
Account NameHoliday Club Savings | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$250 | APY10.05% |
Account NameKids Looney Tunes Savings Club | Minimum to Open$1 | Minimum Daily Balance to Earn Interest$50 | APY10.05% |
Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY1 |
---|---|---|---|
Account NamePremier Money Market | Minimum to Open$50 | Minimum Daily Balance to Earn Interest$1 $75,000 |
APY10.10% 0.15% |
Account NameChoice Money Market2 | Minimum to Open$25,000 | Minimum Daily Balance to Earn Interest$25,000 $100,001 $250,001 |
APY10.80% 0.90% 1.00% |
Term | Minimum Deposit | CD APY* | IRA APY* |
---|---|---|---|
Term10 Year | Minimum Deposit$2,000 | CD APY*2.00% | IRA APY*2.00% |
Term7 Year | Minimum Deposit$2,000 | CD APY*2.00% | IRA APY*2.00% |
Term5 Year | Minimum Deposit$2,000 | CD APY*2.50% | IRA APY*2.50% |
Term4 Year | Minimum Deposit$2,000 | CD APY*2.10% | IRA APY*2.10% |
Term3 Year | Minimum Deposit$2,000 | CD APY*2.00% | IRA APY*2.00% |
Term30 Month | Minimum Deposit$2,000 | CD APY*1.75% | IRA APY*1.75% |
Term24 Month | Minimum Deposit$2,000 | CD APY*1.65% | IRA APY*1.65% |
Term18 Month | Minimum Deposit$2,000 | CD APY*1.60% | IRA APY*1.60% |
Term14 Month^ | Minimum Deposit$20,000 | CD APY*4.07% | IRA APY*4.07% |
Term12 Month | Minimum Deposit$2,000 | CD APY*1.50% | IRA APY*1.50% |
Term9 Month | Minimum Deposit$2,000 | CD APY*1.00% | IRA APY*1.00% |
Term6 Month | Minimum Deposit$2,000 | CD APY*0.75% | IRA APY*0.75% |
Term3 Month | Minimum Deposit$2,000 | CD APY*0.10% | IRA APY*0.10% |
Account Name | Minimum Daily Balance to Earn Interest | APY* |
---|---|---|
Account NamePremier Business Interest Checking | Minimum Daily Balance to Earn Interest$0 - $25,000 $25,000.01 - $75,000 $75,000.01 - $250,000 $250,000.01 - $750,000 $750,000.01 - $2,500,000 $2,500,000.01-$5,000,000 Over $5,000,000 |
APY*0.05% 0.10% 0.15% 0.20% 0.15% 0.10% 0.05% |
Term | Interest Rate | Monthly Payment ($50,000 Loan) | APR* |
---|---|---|---|
Term36 Months | Interest Rate4.250% | Monthly Payment ($50,000 Loan)$1,481.77 | APR*4.250% |
Term60 Months | Interest Rate4.500% | Monthly Payment ($50,000 Loan)$932.15 | APR*4.500% |
Term84 Months | Interest Rate4.750% | Monthly Payment ($50,000 Loan)$700.84 | APR*4.750% |
Term120 Months | Interest Rate5.000% | Monthly Payment ($50,000 Loan)$530.33 | APR*5.000% |
Term180 Months | Interest Rate5.250% | Monthly Payment ($50,000 Loan)$401.94 | APR*5.250% |
Term | Interest Rate | Monthly Payment ($50,000 Loan) | APR* |
---|---|---|---|
Term36 Months | Interest Rate4.375% | Monthly Payment ($50,000 Loan)$1,484.55 | APR*4.375% |
Term60 Months | Interest Rate4.625% | Monthly Payment ($50,000 Loan)$935.00 | APR*4.625% |
Term84 Months | Interest Rate4.875% | Monthly Payment ($50,000 Loan)$703.76 | APR*4.875% |
Term120 Months | Interest Rate5.125% | Monthly Payment ($50,000 Loan)$533.39 | APR*5.125% |
Term180 Months | Interest Rate5.375% | Monthly Payment ($50,000 Loan)$405.23 | APR*5.375% |
Variable Interest Rate | Payments | APR* |
---|---|---|
Variable Interest RateWall Street Journal (WSJ) Prime | PaymentsMonthly - Interest Only | APR*7.750% |
Term | Interest Rate | Monthly Payment | APR* |
---|---|---|---|
Term36 Months | Interest Rate9.990% | Monthly Payment$161.31 | APR*9.990% |
Term48 Months | Interest Rate9.990% | Monthly Payment$126.79 | APR*9.990% |
Term60 Months | Interest Rate9.990% | Monthly Payment$106.21 | APR*9.990% |
Term | Interest Rate | Points | Monthly Payment | APR* |
---|---|---|---|---|
Term30 Year | Interest Rate6.125% | Points+1 | Monthly Payment$607.61 | APR*6.322% |
Term30 Year | Interest Rate6.250% | Points+0 | Monthly Payment$615.72 | APR*6.351% |
Term25 Year | Interest Rate6.000% | Points+1 | Monthly Payment$644.30 | APR*6.221% |
Term25 Year | Interest Rate6.125% | Points+0 | Monthly Payment$651.96 | APR*6.238% |
Term20 Year | Interest Rate5.875% | Points+1 | Monthly Payment$709.24 | APR*6.134% |
Term20 Year | Interest Rate6.000% | Points+0 | Monthly Payment$716.43 | APR*6.102% |
Term15 Year | Interest Rate5.375% | Points+1 | Monthly Payment$810.47 | APR*5.696% |
Term15 Year | Interest Rate5.500% | Points+0 | Monthly Payment$817.08 | APR*5.664% |
Term10 Year | Interest Rate5.375% | Points+1 | Monthly Payment$1,079.08 | APR*5.832% |
Term10 Year | Interest Rate5.500% | Points+0 | Monthly Payment$1,085.26 | APR*5.734% |
Term | Rate | APR* |
---|---|---|
Term30 Year | Rate6.250% | APR*6.264% |
Term15 Year | Rate5.500% | APR*5.523% |
First Payment Term | Initial Rate | APR* | Points | Remaining Term Annual Adjustment |
---|---|---|---|---|
First Payment Term1 Year | Initial Rate6.000% | APR*7.485% | Points0 | Remaining Term Annual AdjustmentIndex + 2.75* |
First Payment Term3 Year | Initial Rate6.000% | APR*7.227% | Points0 | Remaining Term Annual AdjustmentIndex + 2.75* |
First Payment Term5 Year | Initial Rate6.000% | APR*7.013% | Points0 | Remaining Term Annual AdjustmentIndex + 2.75* |
Fees may reduce earnings.
1 Annual Percentage Yields (APY) are based upon daily balance.
2 To earn rewards, simply perform the following activities and transactions in your Interest Rewards Checking account each monthly qualification cycle: