Interest Rates

Rates may change after account is opened. Rates accurate as of 5/5/2025.
Fees may reduce earnings.
¹ Annual Percentage Yields (APY) are based upon daily balance.
² To earn rewards, simply perform the following activities and transactions in your Interest Rewards Checking account each monthly qualification cycle:

• Have at least 12 debit card purchases (each in the amount of at least $5.00) post and settle to your account.
• Be enrolled in online banking, and be enrolled in and agree to receive eStatements.

³ Legacy Checking available to individuals age 62+.

Rates may change after account is opened. Rates accurate as of 5/5/2025.
Fees may reduce earnings.
¹ Annual Percentage Yields (APY) are based upon daily balance.
² Requires $5,000 in new money not currently on deposit at Brentwood Bank. Balances between $5,000 and $999,999 earn 3.55% APY and balances of $1,000,000 or greater earn 1.76% APY on the portion of the balance that exceeds $999,999, resulting in a range from 3.55% to 2.37%, depending on the account's balance. You must maintain $5,000 in the account each day to obtain the disclosed annual percentage yield.
³ To earn rewards, simply perform the following activities and transactions in your Interest Rewards Checking account each monthly qualification cycle:

• Have at least 12 debit card purchases (each in the amount of at least $5.00) post and settle to your account.
• Be enrolled in online banking, and be enrolled in and agree to receive eStatements.

⁴ Must have Interest Rewards Checking or Cash Back Rewards Checking to enroll in Interest Rewards Saver.
⁵ Minimum balance to open an account is $50. Annual Percentage Yields (APY) are based upon daily balance. Rates may change after account is opened. Rates accurate as of 6/1/2025. Balances up to $1,000 earn 5.00% APY. Balances greater than $1,000 and up to $20,000 earn 2.00% APY, resulting in a range from 5.00% to 2.15% APY, depending on the account’s balance.
⁶ The minor account holder will receive a $20 credit on their birthday each year. The bonus will be deposited into the account by the end of the birth month. To be eligible, the account must be in an open status at the time of the minor’s birthday. The birthday credit may be subject to applicable taxes. Brentwood Bank reserves the right to modify or discontinue this offer at any time.

Rates may change after account is opened. Rates accurate as of 6/24/2025.
Fees may reduce earnings.
¹ Annual Percentage Yields (APY) are based upon daily balance.
² Requires $25,000 in new funds not currently on deposit at Brentwood Bank.
³ When requirements are met. Customers are eligible for the disclosed APY when they maintain a minimum balance of $25,000 in the account each day and open and maintain a Select Checking account. If requirements are not met, the rate and APY for the entire balance in the account will be 0%. The minimum balance to open the Select Money Market account is $25,000 in new funds not currently on deposit with Brentwood Bank. The minimum to open a Select Checking account is $50.00. The monthly service charge is $25. Avoid the Select Checking monthly service charge by maintaining an average monthly balance of $2,500 or direct depositing $1,500 to the account during the statement period. Select Money Market Rate and APY are based on the effective fed funds rate published by the Federal Reserve Bank minus a margin of 0.75%. Rates and APYs may vary and may change after account opening. Fees could reduce earnings. Offer may be extended, modified or discontinued at any time.

Fees may reduce earnings.
* APYs accurate as of 5/5/2025. The minimum required to open this account and receive the APY is $2,000. APY = Annual Percentage Yield. CDs with balance at maturity between $250.00 & $1,999.99 will renew at the comparable PassCard APY; CDs with balance at maturity below $250.00 will renew at 0%. Penalties may be imposed for early withdrawal. 

* The APRs are not available for the refinance of an existing Brentwood Bank loan, line or mortgage.
Home Equity Loan must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 89.9% or less.
Property insurance is required and flood insurance may be required.
APRs and monthly payments are based on a $50,000.00 loan.
Payment examples do not include taxes or insurance. Therefore, your actual housing obligation will be greater.
Consult with a tax advisor to determine whether the interest you pay is tax deductible. 
APRs are accurate as of 6/20/2025 and are subject to change without notice. 
Approval is subject to Brentwood Bank underwriting guidelines. 
Appraisal Fee ranging from $525 to $640 may be required.
Application fee is $400.
**Offer valid through July 31, 2025.
 

* The APRs are not available for the refinance of an existing Brentwood Bank loan, line or mortgage. 
Home Equity Loan must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 89.9% or less. Property insurance is required and flood insurance may be required.
Consult with a tax advisor to determine whether the interest you pay is tax deductible. 
APRs and monthly payments are based on a $50,000.00 loan.
APRs are accurate as of 6/20/2025 and are subject to change without notice. 
Approval is subject to Brentwood Bank underwriting guidelines. Appraisal Fee ranging from $525 to $640 may be required.
Application fee is $400.
**Offer valid through July 31, 2025.

^ Interest paid only on the amount utilized during the draw period. 
APR is based on WSJ Prime Rate, which may increase after account opening. 
APR is accurate as of 5/5/2025 and subject to change without notice.
Maximum APR for variable Lines of Credit is 18%.
Home Equity Loan and Lines of Credit must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 89.9% or less.
Property insurance is required and flood insurance may be required. Consult with a tax advisor to determine whether the interest you pay is tax deductible.
10-Year Draw Period. 15-Year Repayment Term.
Approval is subject to Brentwood Bank underwriting guidelines.
$50 annual fee required.
Appraisal Fee ranging from $330 to $610 may be required.
Application fee is $400.

  
 

*APR (Annual Percentage Rate) is based on $5,000 loan
Minimum loan amount $1,000; maximum loan amount $50,000.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
APRs are accurate as of 5/5/2025 and are subject to change without notice.