Interest Rewards Saver
Savings made effortless.
Cash in Interest Rewards Saver earns interest—up to 2.00% APY! Your money isn't just sitting there; it's busy making more money.
Details & Benefits
- 2.00% APY (Annual Percentage Yield) if qualifications are met in Rewards checking account.*
- 0.05% APY (Annual Percentage Yield) if qualifications are not met in Rewards checking account*
- No monthly service fee
- No minimum balance to earn rewards
- Direct deposit and account-to-account transfer features available for an easy way to access funds
Earning Rewards Is Easy
To earn your rewards, simply complete the following activities and transactions in your Interest Rewards or Cash Back Rewards checking account each monthly qualification cycle:
- Have at least 5 debit card purchases (each in the amount of at least $5.00) post and settle to your account
- Be enrolled in online banking, and be enrolled in and agree to receive eStatements
And, that’s it. If you don’t qualify for the month, it’s no big deal. Your savings will still earn 0.05% APY (Annual Percentage Yield) and you can get right back to earning a higher rate the very next month!
Check out the 2026 Rewards Checking qualification calendar:
View calendar
Savings Account Rates
| Account Name | Minimum to Open | Minimum Daily Balance to Earn Interest | APY1 |
|---|---|---|---|
| Account Name High Yield Savings |
Minimum to Open $5,0002 |
Minimum Daily Balance to Earn Interest $5,000 |
APY1 3.00% |
| Account Name Statement Savings |
Minimum to Open $50 |
Minimum Daily Balance to Earn Interest $250 |
APY1 0.05% |
| Account Name Interest Rewards Saver3,4 |
Minimum to Open $50 |
Minimum Daily Balance to Earn Interest $0 |
APY1 2.00% |
| Account Name NexGen Savings5 |
Minimum to Open $50 |
Minimum Daily Balance to Earn Interest $0 - $1,000 |
APY1 5.00% |
| Account Name Holiday Club Savings |
Minimum to Open $50 |
Minimum Daily Balance to Earn Interest $250 |
APY1 0.05% |
| Account Name PassCard Savings |
Minimum to Open $50 |
Minimum Daily Balance to Earn Interest $250 |
APY1 0.05% |
Additional Information
* Rewards Qualification Information
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A minimum $50 deposit is required to open Interest Rewards Saver. No minimum balance other than tiers stated below are required to earn the APY (Annual Percentage Yield). There are no recurring monthly service charges or fees to open or close this account unless the account is closed within the first ninety (90) days. Please refer to our separate fee schedule for additional information about charges.
To earn your rewards, complete the following transactions and activities in your Interest Rewards Checking account or Cash Back Rewards Checking account during each Monthly Qualification Cycle:
- Have at least 5 debit card purchases (each in the amount of at least $5.00) post and settle to your account
- Be enrolled in online banking, and be enrolled in and agree to receive e-Statements
Please be aware that it may take one or more business days after your transaction date for a transaction to post to your account. Transactions occurring during the last few days of the qualification cycle may not post to your account in time to count towards rewards. Qualification cycle calendar is available here.
Must have Interest Rewards or Cash Back Rewards checking account to enroll in Interest Rewards Saver. Balances receive an APY (Annual Percentage Yield) of 2.00%. Rates and rewards are variable and are subject to change. APYs accurate as of 3/18/2026. Refer to BrentwoodBank.com/Rates for current rates. Fees may reduce the earnings on the account.The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Brentwood Bank as ATM transactions and purchases made with non-Brentwood Bank issued debit or credit cards. “Monthly Qualification Cycle” means the current Statement Cycle.
When Interest Rewards qualifications are not met, all balances earn 0.05% APY.
Consumer Fee Schedule
Fees may reduce earnings.
1 Annual Percentage Yields (APY) are based upon daily balance.
2 Requires $5,000 in new money not currently on deposit at Brentwood Bank. You must maintain $5,000 in the account each day to obtain the disclosed annual percentage yield.
3 To earn rewards, simply perform the following activities and transactions in your Interest Rewards Checking account each monthly qualification cycle:
- Have at least 5 debit card purchases (each in the amount of at least $5.00) post and settle to your account.
- Be enrolled in online banking, and be enrolled in and agree to receive eStatements.
4 Must have Interest Rewards Checking or Cash Back Rewards Checking to enroll in Interest Rewards Saver.5 Minimum balance to open an account is $50. Annual Percentage Yields (APY) are based upon daily balance. Balances up to $1,000 earn 5.00% APY. Balances greater than $1,000 and up to $20,000 earn 2.00% APY, resulting in a range from 5.00% to 2.15% APY, depending on the account’s balance.