Certificates of Deposit

A variety of CD terms means more savings options for you.

Whether it’s next year’s trip, a future home or a place for your nest egg to grow, find the term to help you with your savings goals.

CDs can pay higher interest rates than other deposit accounts. Choose from terms as low as 3 months up to 10 years.


  • Lock in a higher rate of fixed interest
  • CDs pay compounded interest
  • Interest can be deposited directly into a checking or savings account
  • Automatic renewals
  • With tiered interest rates, the more you save the more you can earn
  • $2,000 to open
  • FDIC insured up to the maximum amount per depositor category
  • Additional FDIC Insurance available through IntraFi® Network Deposits™

CD Rates

Certificate of Deposit and IRA
Term10 Year Minimum Deposit$2,000 CD APY*2.00% IRA APY*2.00%
Term7 Year Minimum Deposit$2,000 CD APY*2.00% IRA APY*2.00%
Term5 Year Minimum Deposit$2,000 CD APY*2.50% IRA APY*2.50%
Term4 Year Minimum Deposit$2,000 CD APY*2.10% IRA APY*2.10%
Term3 Year Minimum Deposit$2,000 CD APY*2.00% IRA APY*2.00%
Term30 Month Minimum Deposit$2,000 CD APY*1.75% IRA APY*1.75%
Term24 Month Minimum Deposit$2,000 CD APY*4.07% IRA APY*4.07%
Term18 Month Minimum Deposit$2,000 CD APY*1.60% IRA APY*1.60%
Term13 Month Minimum Deposit$10,000 CD APY*4.59% IRA APY*4.59%
Term12 Month Minimum Deposit$2,000 CD APY*1.50% IRA APY*1.50%
Term9 Month Minimum Deposit$2,000 CD APY*3.82% IRA APY*3.82%
Term6 Month Minimum Deposit$2,000 CD APY*0.75% IRA APY*0.75%
Term3 Month Minimum Deposit$2,000 CD APY*0.10% IRA APY*0.10%
Fees may reduce earnings.
* Rates accurate as of 5/4/2023. The minimum required to open this account and receive the APY is $2,000. APY = Annual Percentage Yield. CDs with balance at maturity between $250.00 & $1,999.99 will renew at the comparable PassCard APY; CDs with balance at maturity below $250.00 will renew at 0%. Penalties may be imposed for early withdrawal. 
^ 13 month CD requires $10,000 in new funds not currently on deposit with Brentwood Bank.

24 month CD promotion

Lock in this great rate! Call or visit us to open an account today!

* Rate accurate as of 4/25/2023. APY = Annual Percentage Yield. Penalties may be imposed for early withdrawal. Fees may reduce earnings. Requires $2,000 in funds.

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