Home Equity Line of Credit

Borrow what you need, when you need it

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Not sure exactly how much money you'll need? A home equity line of credit (HELOC) provides a revolving line of credit that you can draw funds from as needed, making it a more flexible borrowing option. You can access the line of credit by check or online banking.


  • Security of knowing funds are there if you need them
  • No annual fee or prepayment penalties
  • An appraisal may be required to estimate current home value
  • Flexibility to withdraw funds as needed
  • Pay interest only on amount withdrawn
  • Use to fund whatever you require
  • Competitive rates

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Home Equity Line of Credit Rates

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Wall Street Journal (WSJ) Prime Monthly - Interest Only 3.25%
* For variable Lines of Credit, APR is based on WSJ Prime Rate, which may increase after account opening.
APR (Annual Percentage Rate) shown is available to well qualified borrowers. 
Home Equity Loan and Lines of Credit must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 80% or less. Property insurance is required and flood insurance may be required. Consult with a tax advisor to determine whether the interest you pay is tax deductible. 5-Year Draw Period.
APRs and monthly payments are based on a $50,000.00 loan and $300 origination fee.
APRs are accurate as of 06/01/2020 and are subject to change without notice. Approval is subject to Brentwood Bank underwriting guidelines. Appraisal Fee ranging from $350 to $550 may be required.


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