Home Equity Line of Credit

Borrow what you need, when you need it

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Not sure exactly how much money you'll need? A home equity line of credit (HELOC) provides a revolving line of credit that you can draw funds from as needed, making it a more flexible borrowing option. You can access the line of credit by check or online banking.


  • Security of knowing funds are there if you need them
  • No annual fee or prepayment penalties
  • An appraisal may be required to estimate current home value
  • Flexibility to withdraw funds as needed
  • Pay interest only on amount withdrawn
  • Use to fund whatever you require
  • Competitive rates

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Home Equity Line of Credit Rates

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Variable Interest RateWall Street Journal (WSJ) Prime PaymentsMonthly - Interest Only APR*3.25%
* For variable Lines of Credit, APR is based on WSJ Prime Rate, which may increase after account opening. Maximum APR for variable Lines of Credit is 18%.
Home Equity Loan and Lines of Credit must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 80% or less. Property insurance is required and flood insurance may be required. Consult with a tax advisor to determine whether the interest you pay is tax deductible. 5-Year Draw Period.
APRs are accurate as of 9/8/2021 and are subject to change without notice. Approval is subject to Brentwood Bank underwriting guidelines. Appraisal Fee ranging from $385 to $550 may be required.


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