Business Certificates of Deposit

Earn competitive rates for funds you don't need right away.

Certificates of deposit are a great way of getting fixed returns on FDIC secured funds at competitive rates.


  • Lock in a higher rate of fixed interest
  • Short-term CDs pay simple interest (three months up to 1 year)
  • Long-term CDs pay interest that is compounded monthly
  • Interest can be deposited directly into a checking or savings account
  • Automatic renewals
  • With tiered rates, the more you save the more you can earn
  • $2,000 to open
  • FDIC insured

CDARS® – Access Multimillion Dollar FDIC Insurance

CDARS is the Certificate of Deposit Account Registry Service®. It’s the most convenient way to enjoy access to multimillion dollar FDIC insurance on your CD deposit. CDARS is the perfect solution for many depositors – from non-profits and public funds to businesses and advisors (including trustees, CPAs, financial planners, and attorneys). Almost anyone who wants to combine the convenience of working directly with one financial institution with the security of FDIC insurance can benefit from CDARS.

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