Homeownership could start with just 3% down.*
Brentwood Bank's First-Time Homebuyer program offers qualified borrowers the opportunity to purchase a primary residence with as little as 3% down.
Whether you're just beginning to explore your options or ready to apply, our experienced mortgage professionals are here to help you navigate the process with confidence.
Our First-Time Homebuyer program provides:
- Low down payment options designed to make homeownership more accessible
- Local mortgage professionals who understand our communities and housing markets
- Community-based lending with personalized service, not one-size-fits-all solutions
- Underwriting fee waived for qualified borrowers with household income at or below 120% of the Pittsburgh MSA AMI^
Who Qualifies
You are considered a first-time homebuyer if:
- You have not owned an eligible property used as your primary residence in the last three years,
- This also includes if purchasing jointly with other individuals, at least one person has not owned an eligible property used as a primary residence in the last three years,
- This also includes any person that has owned an eligible property jointly with another individual and is now independently purchasing an eligible property, or
- If an investment property is owned, you are not living there and have not owned a single-family, primary residence in the last three years.
Assistance with Down Payment & Closing Costs May Be Available
Qualilfied first-time homebuyers may be able to get funds to help cover down payment and closing costs through FHLBank Pittsburgh's
First Front Door Program.
How to Apply
- Get started today by applying online.
Apply Today
* 3% down payment available to qualified first-time homebuyers. Program eligibility, credit, income and property requirements apply. Primary residence only. Equal Housing Lender. Fee waiver subject to income limits and program eligibility requirements.
^ Pittsburgh Metropolitan Statistical Area Median Income.