* The 3.99% APR (Annual Percentage Rate) is not available for the refinance of an existing Brentwood Bank loan, line or mortgage. First lien only. Home Equity Installment Loan must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 85% or less. Property insurance is required and flood insurance may be required. Consult with a tax advisor to determine whether the interest you pay is tax deductible. APR and monthly payment of $920.60 are based on a $50,000.00 loan over a five (5) year term. Minimum new money of $10,000 required. Auto payment from a Brentwood Bank checking account is required to obtain stated rate. Payment examples do not include taxes or insurance. Therefore, your actual housing obligation will be greater. APRs are accurate as of 01/09/2023 and are subject to change without notice. Approval is subject to Brentwood Bank underwriting guidelines.