Oct 1 – 31, 2026
Don't wait! Lock in a great rate now on Home Equity Lines of Credit and Installment Loans.
Two ways to put your equity to work.
Home equity lines of credit and home equity loans borrow against the value you have already built in your home. The difference is how the money comes to you: a line you draw from as needed, or a single lump sum at a fixed rate. During the sale, both are discounted off our normal rates.
HOME EQUITY Line of Credit
Enjoy a special HELOC at6.25% APR1
Why get a Home Equity Line of Credit?
A HELOC lets you borrow money against the equity in your home. You can take out money only when you need it and only pay interest on what you use. Plus HELOC rates are usually lower than personal loan rates and credit card rates.
- Borrow only what you need, when you need it
- Pay interest only on what you use
- Rates usually lower than personal loans and credit cards
HOME EQUITY INSTALLMENT LOAN
Get a special6.25% APR2on 5- and 7-year terms.
Why get a Home Equity Installment Loan?
A Home Equity Installment Loan also lets you borrow money against your home. However, it delivers a single lump sum of cash up front with a fixed interest rate and steady monthly payments. It's perfect if you need a fixed amount of cash and want to guard against future rate hikes.
- One lump sum of cash up front
- Fixed rate and steady monthly payments
- Guards against future rate hikes
Whatever your reason. There is a loan that fits.
Home repairs and improvements.
Finally remodel that kitchen or replace the roof you've been putting off.
Pay off high-interest credit card debt.
Make that nagging debt go away once and for all and save money doing it!
Pay tuition.
With a new school year starting, you can use a HELOC to take care of those tuition bills.
Save it for a rainy day.
When life throws you a curveball, it usually comes with a price tag. So, use your HELOC to take care of expensive surprises.
Talk to a real neighbor about it.
Call us or stop into any branch before Oct. 31 and we'll walk you through which loan fits.
Oct 1 – 31, 2026
1 HELOC Disclosures:
Introductory Fixed Rate: The APR (Annual Percentage Rate) will be a fixed 6.25% for the first twelve (12) months. APR is accurate as of 10/1/2026. After the 12 month promotional period, APR is based on WSJ Prime Rate minus 0.25%, and may be higher than the introductory rate. Maximum APR is 18%. This promotion requires automatic payment from a Brentwood Bank deposit account. Other lines of credit are available. Home Equity Lines of Credit must be secured by a one to four family owner-occupied primary residence with a loan to value (LTV) ratio of 89.9% or less. Property insurance is required and flood insurance may be required. Consult with a tax advisor to determine whether the interest you pay is tax deductible. 10-Year Draw Period. 15-Year Repayment Term. This promotion is not available for the refinance of an existing Brentwood Bank loan, line or mortgage. Approval is subject to Brentwood Bank underwriting guidelines. $50 annual fee required. Appraisal Fee ranging from $330 to $610 may be required. Application fee is $150.
Sale ends October 31, 2026.
2 Home Equity Loan Disclosures:
The APR (Annual Percentage Rates) is not available for the refinance of an existing Brentwood Bank loan, line or mortgage. First mortgage only. Disclosed promotional APR is available on 5- and 7-year term loans.The rate shown reflects a discount for automatic payment from a Brentwood Bank deposit account. If auto debit is not elected or is discontinued, the rate will increase by 0.25%.
Home Equity Loan must be secured by a one to four family owner-occupied primary residence with a loan to value (LTV) ratio of 89.9% or less.
Property insurance is required and flood insurance may be required.
The monthly payment at 6.25% APR on a $50,000 loan would be $972.46 for a 5-year term and $736.43 for a 7-year term.
Payment examples do not include taxes or insurance. Therefore, your actual housing obligation will be greater.
Consult with a tax advisor to determine whether the interest you pay is tax deductible.
APR is accurate as of 10/1/2026 and is subject to change without notice.
Approval is subject to Brentwood Bank underwriting guidelines.
Appraisal Fee ranging from $525 to $640 may be required.
Sale ends October 31, 2026.