Kasasa Cash Back Checking

Enjoy checking that pays you back and refunds your ATM fees, nationwide*.

Earn up to $96 cash back per year*. No hidden fees – no kidding! We’ll also refund your ATM fees incurred nationwide!* That means, you don’t have to drive around looking for a Brentwood Bank branch to avoid withdrawal fees — every ATM is your ATM.

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Plus, if you link your Kasasa checking account to Kasasa Saver, we'll turn your cash rewards into automatic savings.

Key Benefits

  • Up to $96 cash back per year*
  • No monthly fees
  • Refunds on ATM fees*




 

Details

  • 2.00% cash back (qualifying debit card purchases) on up to a total of $400 monthly; which means up to $96 cash back per year*
  • No category restrictions on purchases
  • Refunds of nationwide ATM fees*
  • Ability to link to a high-interest Kasasa Saver account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • $50 minimum deposit to open

Earning Rewards Is Easy

To earn your rewards, simply complete the following activities and transactions in your Kasasa Cash Back checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log in to online banking

If you don’t qualify for the month, it’s no big deal. There’s still no monthly fee, and you can get right back to earning cash rewards the very next qualification cycle!

Check out the 2020 Kasasa qualification calendar:

View calendar

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Ready to Reward Yourself?

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The Fine Print
(Account Disclosures)

*Kasasa Qualification Information

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Brentwood Bank as ATM transactions and purchases made with non-Brentwood Bank issued debit or credit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current Statement Cycle through one (1) day prior to the close of the current Statement Cycle. Qualification cycle calendar is available here.

  • Kasasa Cash

Balances up to $25,000 receive APY (Annual Percentage Yield) of 1.05%; and balances over $25,000 earn 0.25% APY on the portion of the balance over $25,000, resulting in a range from 1.05% to 0.45% APY depending on the account’s balance (assuming a maximum balance of $100,000). You will also receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the statement cycle. APYs accurate as of 5/26/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce the earnings on the account.

 

  • Kasasa Cash Back

2.00% cash back on PIN-based or signature-based debit card purchases up to a total of $400.00 that post and settle to the account during that Monthly Qualification Cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the statement cycle. APYs accurate as of 5/26/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce the earnings on the account.

 

  • When Kasasa Cash or Kasasa Cash Back qualifications are not met:
    • Kasasa Saver: All balances earn 0.05% APY.
    • Kasasa Cash: All balances earn 0.05% APY and ATM fees are not refunded.
    • Kasasa Cash Back: No cash back payments are made and ATM fees are not refunded.

 

  • Kasasa Saver

Balances up to $50,000 receive an APY of 0.50%; and balances over $50,000 earn 0.25% APY on the portion of the balance over $50,000, resulting in a range from 0.50% to 0.375% APY, depending on the account’s balance (assuming a maximum balance of $100,000). When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver® account the day after being credited to your Kasasa Cash account. As a result, the actual interest amount paid may be less than the APY disclosed for the Cash account. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. APYs accurate as of 5/26/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce the earnings on the account. Must have Kasasa Cash or Kasasa Cash Back to enroll in Kasasa Saver.