Brentwood Bank
Promo Consumer Investments
Interest Rates
Interest Rates

Conventional Single Family Owner Occupied Mortgage |
Conventional ARM Single Family Owner Occupied | Consumer Loans

Current Loan Rates

Rates & Terms are subject to change without notice

Conventional Single Family Owner Occupied Mortgage Rates

NOTE - Loan to value that exceeds 80% will require PMI
The above rates require electronic payment monthly from a Brentwood Bank Checking Account.
* APR (Annual Percentage Rate) based on $100,000 conventional mortgage with 20% down payment - 15 days prepaid interest.

Jumbo Mortgages - (over $417,000) Call for rate.

Top

Rates & Terms are subject to change without notice

Conventional Adjustable Rate Mortgages (ARM) Single Family Owner Occupied

* Index = Weekly average yield on U.S. Treasury Securities adjusted to a constant maturity of 1 year as made available by the Federal Reserve Board.

** APR (Annual Percentage Rate) based $100,000 mortgage with 20% down payment - 15 days prepaid interest.
The interest rate can increase or decrease over the life of the loan.

Rates Based on a 30 Year Amortization Schedule.
Note - Loan to value that exceeds 80% will require PMI
The Above rates require electronic payment monthly from a Brentwood Bank Checking Account.

Jumbo Mortgages - (over $417,000) Call for rate.

Top

Rates & Terms are subject to change without notice

Consumer Loan Rates

Home Equity

Documentation Fee ($100) waived if greater than or equal to $10,000
Appraisal Fee may be required
*APR (Annual Percentage Rate) based on $25,000 loan with the maximum loan to value 85%
Above rates with EFT payment from Brentwood Bank account.

Home Equity Line of Credit
5.00% APR (Annual Percentage Rate) Rate fixed at time of closing for term of the loan
5 year draw period - 85% Loan to Value
Monthly payment - interest only
Documentation Fee ($100) waived if over $10,000 (Additional cost if appraisal is required)
Above rates with EFT payment from Brentwood Bank account.

Top

Unsecured Loans

*APR (Annual Percentage Rate) based on $5,000 unsecured loan
Above rates with EFT payment from Brentwood Bank account.

Share Loans

Automobile Loans
*APR (Annual Percentage Rate) based on $25,000 loan with a maximum loan to value 90%
Above rates with EFT payment from Brentwood Bank account.
Automobiles over 5 years old are exceptions to loan policy and must be approved.

Brentwood Bank Prime Rate:
Effective

Top